Terdapat 2 jenis rider coverage penyakit kritikal Zurich Takaful.
Satu rider cover 36 senarai penyakit kritikal, dan
Satu rider cover 50 senarai penyakit kritikal.
Rujuk polisi masing-masing untuk semak sama ada cover 36 atau 50 penyakit kritikal.
Senarai 36 Penyakit Kritikal Zurich Takaful
1. Alzheimer's Disease/Severe Dementia
2. Angioplasty and Other Invasive Treatments for Coronary Artery Disease
3. Bacterial Meningtis - Resulting in Permanent Inability to Perform Activities of Daily Living
4. Benign Brain Tumor - of Specified Severity
5. Blindness - Permanent and Irreversible
6. Brain Surgery
7. Cancer - of Specified Severity and does not Cover Very Early Cancers
8. Cardiomyopathy - of Specified Severity
9. Chronic Aplastic Anaemia - Resulting in Permanent Bone Marrow Failure
10. Coma - Resulting in Permanent Neurological Deficit with Persisting Clinical Symptoms
11. Coronary Artery By-Pass Surgery
12. Deafness - Permanent and irreversible
13. Encephalitis - Resulting in Permanent Inability to Perform Activities of Daily Living
14. End-Stage Liver Failure
15. End-Stage Lung Disease
16. Full-Blown AIDS
17. Fulminant Viral Hepatitis
18. Heart Attack - of Specified Severity
19. Heart Valve Surgery
20. HIV Infection Due to Blood Transfusion
21. Kidney Failure - Requiring Dialysis or Kidney Transplant
22. Loss of Independent Existence
23. Loss of Speech
24. Major Head Trauma - Resulting in Permanent Inability to Perform Activities of Daily Living
25. Major Organ/Bone Marrow Transplant
26. Motor Neurone Disease - Permanent Neurological Deficit with Persisting Clinical Symptoms
27. Multiple Sclerosis
28. Muscular Dystrophy
29. Paralysis of Limbs
30. Parkinson's Disease - Resulting in Permanent Inability to Perform Activities of Daily Living
31. Systemic Lupus Erythematosus with Severe Kidney Complications
32. Serious Coronary Artery Disease
33. Primary Pulmonary Arterial Hypertension - of Specified Severity
34. Stroke - Resulting in Permananent Neurological Deficit with Persisting Clinical Symptoms
35. Surgery of Aorta
36. Third Degree Burns - of Specified Severity
Senarai 50 Penyakit Kritikal Zurich Takaful
1. Alzheimer's Disease/Severe Dementia
2. Apallic Syndrome
3. Bacterial Meningitis – Resulting in permanent inability to perform activities of daily living
4. Benign Brain Tumour – of specified severity
5. Blindness - Permanent and Irreversible
6. Brain Surgery
7. Cancer - of specified severity and does not cover very early cancers
8. Cardiomyopathy - of specified severity
9. Chronic Aplastic Anemia – resulting in permanen bone marrow failure
10. Chronic Autoimmune Hepatitis
11. Chronic Relapsing Pancreatitis
12. Coma – resulting in permanent neurological deficit with persisting clinical symptoms
13. Coronary Artery By-Pass Surgery
14. Creutzfeldt-Jakob Disease
15. Crohn's Diseases with Fistula
16. Deafness - Permanent and Irreversible
17. Elephantiasis
18. Encephalitis – resulting in permanent inability to perform activities of daily living
19. End-Stage Liver Failure
20. End-Stage Lung Disease
21. Full-blown AIDS
22. Fulminant Viral Hepatitis
23. Heart Attack - of specified severity
24. Heart Valve Surgery
25. HIV Infection Due To Blood Transfusion
26. Infective Endocarditis
27. Kidney Failure - requiring dialysis or kidney transplant
28. Loss of Independent Existence
29. Loss of Speech
30. Major Head Trauma
31. Major Organ / Bone Marrow Transplant
32. Medullary Cystic Disease
33. Motor Neuron Disease – permanent neurological deficit with persisting clinical symptoms
34. Multiple Sclerosis
35. Muscular Dystrophy
36. Myasthenia Gravis
37. Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection
38. Paralysis of limbs
39. Parkinson's Disease - resulting in permanent inability to perform activities of daily living
40. Pheochromocytoma
41. Poliomyelitis
42. Primary Pulmonary Arterial Hypertension of specified severity
43. Progressive Scleroderma
44. Serious Coronary Artery Disease
45. Stroke - resulting in permanent neurological deficit with persisting clinical symptoms
46. Surgery to Aorta
47. Systemic Lupus Erythematosus with Severe Kidney Complications
48. Terminal Illness
49. Third Degree Burns - of specified severity
50. Ulcerative Colitis with Total Colectomy
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Bahasa Melayu takdak ke abam hehe
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