Senarai Penyakit Kritikal Di Bawah Pelan Zurich Takaful

Terdapat 2 jenis rider coverage penyakit kritikal Zurich Takaful.

Satu rider cover 36 senarai penyakit kritikal, dan

Satu rider cover 50 senarai penyakit kritikal.

Rujuk polisi masing-masing untuk semak sama ada cover 36 atau 50 penyakit kritikal.

Senarai 36 Penyakit Kritikal Zurich Takaful

1. Alzheimer's Disease/Severe Dementia

2. Angioplasty and Other Invasive Treatments for Coronary Artery Disease

3. Bacterial Meningtis - Resulting in Permanent Inability to Perform Activities of Daily Living

4. Benign Brain Tumor - of Specified Severity

5. Blindness - Permanent and Irreversible

6. Brain Surgery

7. Cancer - of Specified Severity and does not Cover Very Early Cancers

8. Cardiomyopathy - of Specified Severity

9. Chronic Aplastic Anaemia - Resulting in Permanent Bone Marrow Failure

10. Coma - Resulting in Permanent Neurological Deficit with Persisting Clinical Symptoms

11. Coronary Artery By-Pass Surgery

12. Deafness - Permanent and irreversible

13. Encephalitis - Resulting in Permanent Inability to Perform Activities of Daily Living

14. End-Stage Liver Failure

15. End-Stage Lung Disease

16. Full-Blown AIDS

17. Fulminant Viral Hepatitis

18. Heart Attack - of Specified Severity

19. Heart Valve Surgery

20. HIV Infection Due to Blood Transfusion

21. Kidney Failure - Requiring Dialysis or Kidney Transplant

22. Loss of Independent Existence

23. Loss of Speech

24. Major Head Trauma - Resulting in Permanent Inability to Perform Activities of Daily Living

25. Major Organ/Bone Marrow Transplant

26. Motor Neurone Disease - Permanent Neurological Deficit with Persisting Clinical Symptoms

27. Multiple Sclerosis

28. Muscular Dystrophy

29. Paralysis of Limbs

30. Parkinson's Disease - Resulting in Permanent Inability to Perform Activities of Daily Living

31. Systemic Lupus Erythematosus with Severe Kidney Complications

32. Serious Coronary Artery Disease

33. Primary Pulmonary Arterial Hypertension - of Specified Severity

34. Stroke - Resulting in Permananent Neurological Deficit with Persisting Clinical Symptoms

35. Surgery of Aorta

36. Third Degree Burns - of Specified Severity

Senarai 50 Penyakit Kritikal Zurich Takaful

1. Alzheimer's Disease/Severe Dementia

2. Apallic Syndrome

3. Bacterial Meningitis – Resulting in permanent inability to perform activities of daily living

4. Benign Brain Tumour – of specified severity

5. Blindness - Permanent and Irreversible

6. Brain Surgery

7. Cancer - of specified severity and does not cover very early cancers

8. Cardiomyopathy - of specified severity

9. Chronic Aplastic Anemia – resulting in permanen bone marrow failure

10. Chronic Autoimmune Hepatitis

11. Chronic Relapsing Pancreatitis

12. Coma – resulting in permanent neurological deficit with persisting clinical symptoms

13. Coronary Artery By-Pass Surgery

14. Creutzfeldt-Jakob Disease 

15. Crohn's Diseases with Fistula

16. Deafness - Permanent and Irreversible

17. Elephantiasis

18. Encephalitis – resulting in permanent inability to perform activities of daily living

19. End-Stage Liver Failure

20. End-Stage Lung Disease

21. Full-blown AIDS 

22. Fulminant Viral Hepatitis

23. Heart Attack - of specified severity

24. Heart Valve Surgery 

25. HIV Infection Due To Blood Transfusion

26. Infective Endocarditis

27. Kidney Failure - requiring dialysis or kidney transplant

28. Loss of Independent Existence

29. Loss of Speech

30. Major Head Trauma

31. Major Organ / Bone Marrow Transplant

32. Medullary Cystic Disease

33. Motor Neuron Disease – permanent neurological deficit with persisting clinical symptoms 

34. Multiple Sclerosis 

35. Muscular Dystrophy

36. Myasthenia Gravis

37. Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection

38. Paralysis of limbs

39. Parkinson's Disease - resulting in permanent inability to perform activities of daily living

40. Pheochromocytoma

41. Poliomyelitis 

42. Primary Pulmonary Arterial Hypertension of specified severity

43. Progressive Scleroderma

44. Serious Coronary Artery Disease

45. Stroke - resulting in permanent neurological deficit with persisting clinical symptoms

46. Surgery to Aorta

47. Systemic Lupus Erythematosus with Severe Kidney Complications

48. Terminal Illness

49. Third Degree Burns - of specified severity

50. Ulcerative Colitis with Total Colectomy